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Travel Insurance for Canada Vacations

An illness, accident or unexpected situation can occur before or during your vacation, causing it to be cut short or canceled altogether. Unfortunately, resorts and airlines impose penalties for canceling a vacation within certain time frames, up to and including the loss of the entire vacation price. CSA Travel Protection safeguards you before, during and after your trip with insurance coverage, 24-hour emergency assistance and concierge services.

PLAN DETAILS

Benefits and services are described here in general terms. For a complete look at policy benefits and exclusions, please contact your Vacations To Go travel counselor for a sample Description of Coverage or Policy. Please note that insurance coverage must be purchased prior to or within 24 hours of the initial trip deposit. Travelers must be residents of the United States or purchase insurance within the United States to be eligible for coverage.

These plans are administered by CSA Travel Protection and Insurance Services. Services are provided through CSA’s designated providers. Travel Insurance is Underwritten by: Generali U.S. Branch, New York, New York; NAIC # 11231 (all states except as otherwise noted) under Policy/Certificate Form series T001. Generali U.S. Branch is rated A (“Excellent”, 3rd out of 16 Categories A++ to S) by A.M. Best Company® for financial strength and operating performance (Ratings and analysis as of 6/6/12). California is Underwritten by Generali Assicurazioni Generali S.P.A. (U.S. Branch), Colorado is Underwritten by Assicurazioni Generali – U.S. Branch, Oregon is Underwritten by Generali U.S. Branch DBA The General Insurance Company of Trieste & Venice, and Virginia is Underwritten by The General Insurance Company of Trieste and Venice – U.S. Branch. To obtain CSA's license number in your state, please click here.

Per Person
Trip Cost

Ages
1-17

Ages
18-29

Ages
30-39

Ages
40-49

Ages
50-59

Ages
60-69

Ages
70+

$1- $1,000

$56

$61

$67

$73

$81

$99

$159

$1,001- $1,500

$76

$84

$94

$102

$111

$139

$226

$1,501- $2,000

$94

$109

$114

$123

$134

$179

$297

$2,001- $4,000

$144

$151

$159

$169

$186

$253

$428

$4,001- $6,000

$221

$249

$264

$288

$313

$434

$748

$6,001- $10,000

$371

$399

$444

$486

$549

$804

$1439

For Trips longer than 31 days, please call your Vacations To Go travel counselor.

Coverages & Services:

The table below provides a side-by-side comparison of per person and per policy CSA coverage and benefit limits.

Coverage (Underwritten by Generali U.S. Branch)

Benefit Limits Per Person

Benefit Limits Per Plan*

Trip Cancellation

100% of Trip Cost

100% of Trip Cost

Trip Interruption

100% of Trip Cost

100% of Trip Cost

Travel Delay**

$200

$2,000

Baggage Coverage

$800

$8,000

Baggage Delay Coverage

$100

$1,000

Medical and Dental Coverage

$100,000

$200,000

Emergency Assistance and Transportation

$100,000

$200,000

* Insurance coverage is provided to all travelers listed on the plan.

** Coverage for travel delay requires a delay of at least 12 hours before coverage will go into effect.

This plan includes a Trip Cancellation for Any Reason Benefit
Cancel for Any Reason is included on all policies if you meet the following requirements:

  1. your payment for this coverage is received within 24 hours of the date your initial deposit for your Trip is received; and
  2. you are not disabled from travel at the time the you pay your premium; and
  3. you have insured 100% of all arrangements booked through the travel supplier from whom you purchased this plan that are subject to cancellation penalties or restrictions; and
  4. the Trip cost per person is no more than $10,000; and
  5. you cancel your Trip 48 hours or more Prior to your Scheduled Departure Date; and
  6. all insured travelers under your coverage cancel the Trip.

If you cancel within 48 hours of departure, standard trip cancellation coverage applies, such as:

  • Covered sickness or injury
  • The death of you, a family member or traveling companion
  • Common carrier delays resulting from inclement weather, mechanical breakdown or unannounced strikes
  • Jury duty
  • Your home is made uninhabitable by fire, flood, volcano, earthquake, hurricane or other natural disaster
  • Being called into emergency military duty for a natural disaster
  • Documented theft of passports or visas
  • Being directly involved in a traffic accident while en route to your scheduled place of departure

24-Hour Emergency Assistance Services
(Provided by CSA 's Designated Provider)

Services that qualify for 24-hour emergency assistance are listed below. All it takes is a free phone call from anywhere in the world for immediate aid 24/7:

  1. Medical referral
  2. Traveling companion assistance
  3. Emergency cash transfer
  4. Legal referral
  5. Locating lost or stolen items
  6. Replacement of medication and eyeglasses
  7. Embassy and consular services
  8. Worldwide medical information
  9. Interpretation/translation
  10. Emergency message relay
  11. Pet return
  12. Vehicle return

Concierge Services
(Provided by CSA's Designated Provider)

Concierge services provide assistance in arranging sporting, amusement park and entertainment ticketing, as well as fine dining reservations, golf tee times and special events.

OTHER DETAILS

10-Day Free Look
CSA stands behind its products and services. That's why it offers a 10-day free look at their travel protection plans. You'll have the ability to cancel your coverage and receive a full refund if you aren't completely satisfied – as long as you haven't left for your trip or already filed a claim.

Policy Confirmation

You will receive a Description of Coverage (or Policy for residents of certain states) that describes the benefits, limitations and exclusions in detail. If you do not receive your documents before you leave on your trip, please call your Vacations To Go travel counselor.

Please note that this is not a complete description of all benefits, limitations and exclusions. For full terms and conditions of coverage, contact your Vacations To Go travel counselor. Prices, terms and conditions listed in this summary are subject to change without notice and need to be reconfirmed with your Vacations To Go travel counselor at the time of booking.

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